:root{--ink:#182d37;--muted:#52626a;--paper:#f7f6f1;--white:#fff;--line:#d7dcd8;--brand:#193d43;--bronze:#8a623b;--soft:#e9eeea;--radius:6px;--measure:1184px;--sans:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--serif:Georgia,"Times New Roman",serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:var(--paper);font:17px/1.65 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-underline-offset:4px;text-decoration-thickness:1px}button,summary,a{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid 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h2{margin-bottom:0;max-width:520px}.section-heading p{font-size:14px;color:var(--muted);max-width:330px;margin:0}.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.area-card{display:flex;flex-direction:column;min-height:300px;padding:27px 23px 24px;border:1px solid var(--line);background:var(--white);text-decoration:none;transition:border-color .15s,transform .15s}.area-card:hover{border-color:var(--bronze);transform:translateY(-3px);color:var(--ink)}.card-number{font:14px var(--serif);color:var(--bronze);margin-bottom:37px;display:flex;justify-content:space-between;align-items:center}.card-number svg{width:20px;height:20px}.area-card h3{font-size:25px}.area-card p{font-size:13px;color:var(--muted);line-height:1.75;margin-bottom:26px}.text-link{font-size:11px;font-weight:600;margin-top:auto;color:var(--brand)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:55px;margin-top:44px}.step{border-top:1px solid var(--line);padding-top:23px}.step-number{font:34px 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@media(min-width:1440px){.hero{padding-block:92px 80px}.hero-grid{gap:95px}}
@media(max-width:1020px){.desktop-nav{gap:18px}.hero-grid,.area-hero .hero-grid{gap:35px}.hero-visual{min-height:450px;padding:24px}.area-grid{grid-template-columns:repeat(2,1fr)}.area-card{min-height:260px}.card-number{margin-bottom:27px}.steps{gap:28px}.about-grid,.faq-layout,.docs-grid{gap:40px}.legal-layout{gap:35px;grid-template-columns:180px minmax(0,1fr)}}
@media(max-width:760px){html{scroll-padding-top:30px}.wrap{padding-inline:23px}.header-inner{min-height:82px}.brand strong{font-size:23px}.brand small{font-size:8px;letter-spacing:2px;margin-top:5px}.monogram{width:37px;height:37px;font-size:18px}.desktop-nav{display:none}.mobile-nav{display:block}.mobile-nav summary{list-style:none;padding:12px;cursor:pointer;min-height:44px;min-width:44px}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary svg{width:21px;height:21px}.mobile-menu{position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);padding:18px 24px 23px;box-shadow:0 12px 25px #182d3709}.mobile-menu a{display:block;min-height:45px;padding-block:10px;font-size:14px;text-decoration:none}.hero{padding:38px 0 40px}.hero-grid,.area-hero .hero-grid{grid-template-columns:1fr;gap:35px}.hero-copy{padding:0}h1{font-size:46px;line-height:1.08;letter-spacing:-1.8px;margin:19px 0}.lead{font-size:15px;line-height:1.8;margin-bottom:19px}.eyebrow{font-size:9px;letter-spacing:1.6px;gap:9px}.eyebrow:before{width:20px}.btn{min-height:54px;font-size:13px;padding-inline:21px;width:100%}.micro{font-size:10px;max-width:none;margin-top:11px}.hero-note{font-size:10px;padding-top:17px;margin-top:21px;gap:10px}.hero-visual{min-height:330px;max-height:330px;border-radius:110px 110px 4px 4px;padding:24px 22px}.visual-mark{font-size:60px;top:25px;letter-spacing:-10px;padding-right:10px}.visual-caption{top:97px;font-size:8px;letter-spacing:2.3px}.process-card{padding:18px 23px}.process-card .label{font-size:9px;margin-bottom:6px}.mini-step{font-size:12px;padding:8px 0}.mini-step span{font-size:17px}.ribbon-inner{display:grid;grid-template-columns:1fr;gap:10px;padding-block:20px;font-size:10px}.section{padding:55px 0}.section-heading{display:block;margin-bottom:28px}.section-heading h2{font-size:36px;max-width:360px}.section-heading p{margin-top:20px;max-width:100%;font-size:13px}.area-grid{grid-template-columns:1fr;gap:12px}.area-card{min-height:0;padding:24px}.area-card h3{font-size:26px}.area-card p{font-size:13px;margin-bottom:21px;max-width:500px}.card-number{margin-bottom:18px}.steps{grid-template-columns:1fr;gap:15px;margin-top:29px}.step{display:grid;grid-template-columns:40px 1fr;gap:0 17px;padding-top:20px}.step-number{grid-row:1/3;font-size:27px}.step h3{font-size:24px;margin:2px 0 10px}.step p{font-size:13px;grid-column:2}.about-grid,.faq-layout,.docs-grid{grid-template-columns:1fr;gap:32px}.nameplate{min-height:290px;padding:30px}.nameplate .ac{font-size:75px}.nameplate h3{font-size:27px}.about-copy h2{font-size:35px}.about-copy p{font-size:14px}.faq-intro h2{font-size:35px}.faq summary{padding:20px 0;font-size:14px}.faq details p{font-size:13px}.contact-band{padding:43px 0}.contact-band .wrap{display:block}.contact-band h2{font-size:34px}.contact-band p{font-size:13px}.contact-band .btn{margin-top:27px}.footer{padding-top:38px}.footer-top{grid-template-columns:1fr;gap:30px}.footer .brand{margin-bottom:10px}.footer p{max-width:100%}.footer-links a{min-height:39px;font-size:12px}.footer h4{margin-bottom:10px}.footer-bottom{display:block;font-size:10px}.footer-bottom>span{display:block;margin-top:16px}.area-hero{padding-top:29px}.area-hero h1{font-size:44px;letter-spacing:-1.8px}.breadcrumb{font-size:10px;gap:6px;margin-bottom:25px}.area-detail-panel{min-height:275px;padding:28px}.area-detail-panel .area-index{font-size:45px}.area-detail-panel p{font-size:27px;max-width:280px;margin-top:18px}.area-topics{gap:6px}.area-topics span{font-size:9px}.situations{grid-template-columns:1fr;gap:0}.situation{padding:23px 0 10px}.situation h3{font-size:25px;margin-top:13px}.situation p{font-size:13px}.note{font-size:11px}.docs-list li{font-size:13px;padding-block:15px}.legal-head{padding:25px 0 27px}.legal-head .breadcrumb{margin-bottom:23px}.legal-head h1{font-size:36px;letter-spacing:-1.3px;margin:16px 0}.legal-head .lead{font-size:14px}.legal-meta{font-size:10px}.legal-layout{display:block;padding-top:25px;padding-bottom:55px}.legal-nav{display:none}.legal-mobile-nav{display:block;border:1px solid var(--line);padding:0 17px;margin:0 0 27px}.legal-mobile-nav summary{list-style:none;display:flex;justify-content:space-between;align-items:center;min-height:48px;font-size:12px;cursor:pointer}.legal-mobile-nav summary::-webkit-details-marker{display:none}.legal-mobile-nav summary:after{content:"+";font-size:19px;color:var(--bronze)}.legal-mobile-nav[open] summary:after{content:"−"}.legal-mobile-nav a{display:block;padding:10px 0;min-height:44px;font-size:12px;text-decoration:none;border-top:1px solid var(--line)}.legal-article{font-size:14px;line-height:1.85}.legal-article h2{font-size:26px;margin:30px 0 16px}.legal-article .summary{padding:17px 19px}.legal-article .summary p{font-size:12px}.legal-article .contact{padding:21px}.legal-article .contact p{font-size:12px}.error-page{padding:65px 0 80px}.error-page h1{font-size:42px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{.header,.footer,.contact-band,.btn,.legal-nav,.legal-mobile-nav,.skip{display:none}body{color:#000;background:#fff}.wrap{max-width:100%;padding:0}.hero-grid,.legal-layout{display:block}.hero-visual{display:none}.section{padding:25px 0}.legal-head{padding:0}}

/* Readable content hierarchy; small sizes are limited to labels and metadata. */
.lead{font-size:18px}.area-card p,.step p,.situation p,.docs-copy p,.docs-list li,.faq details p{font-size:16px}.legal-article{font-size:17px}.footer-links a{min-height:44px}@media(max-width:760px){.lead{font-size:17px}.area-card p,.step p,.situation p,.docs-copy p,.docs-list li,.faq details p,.about-copy p{font-size:16px}.legal-article{font-size:16px}.legal-head .lead{font-size:16px}.micro{font-size:11px}.footer-links a{min-height:44px}}